Buying a house during the holidays in Arizona: the 2026 dates that stall funding and recording, how a December closing changes prepaid interest, and how to protect your lock. Pillar Mortgage Group.
You do not actually skip a mortgage payment when you refinance in Arizona. The skipped month is a timing shift: prepaid interest at closing pushes your first new payment out, and that interest is added to your loan. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).